ABOUT KOMPASSED
Modern Risk Leadership for Institutions Navigating Complexity
Kompassed is built for institutions operating in increasingly complex, technology-driven, and supervisory-intensive environments. We help leaders strengthen governance, modernize risk capabilities, and build enterprise resilience through operating models that work in production — not just on paper.
Our philosophy is simple: risk should strengthen the business, accelerate decision-making, and create clarity, not constrain it.
We partner with boards, executives, and risk leaders who need connected frameworks, disciplined oversight, and trusted challenge that elevates institutional credibility and long-term performance.
PORTRAIT
CREDENTIALS
MBA, Carlson School of Management, University of Minnesota
BA, Banking with Economics and Law, London Metropolitan University
Steven
Founder & Principal, Kompassed Risk Advisory
Steven has spent his career building and modernizing enterprise risk programs for institutions operating in some of the most complex supervisory environments in U.S. financial services. His perspective was shaped across two decades in banking and credit unions and refined inside the Federal Reserve System, where he strengthened capital planning discipline, advanced model governance rigor, and helped shape supervisory views on emerging technology and digital assets.
He built that perspective in environments where risk decisions carry real institutional consequence. At the Federal Reserve, Steven validated CCAR and DFAST models for the nation's largest banks, developed policy guidance used across the System, and advised senior leaders on model governance, operational risk, and next-generation technology. As part of the Federal Reserve's National Task Force on Digital Assets, he partnered with the European Central Bank and Bank of England to benchmark distributed-ledger risk frameworks and translate emerging technology risks into actionable supervisory expectations.
His move into enterprise leadership accelerated that trajectory. At Wings Credit Union, Steven built unified second-line financial and enterprise risk functions post-merger, integrating credit, liquidity, interest rate, capital, model, cybersecurity, data governance, and third-party risk into a coherent GRC ecosystem. He operationalized enterprise risk appetite, elevated board oversight, improved audit and exam posture, and anchored durable regulatory confidence.
Earlier at U.S. Bank, he built intelligence-driven GRC platforms, strengthened operational and credit risk governance, modernized reporting pipelines, and led risk technology and vendor governance initiatives that improved resilience and supervisory alignment.
Kompassed was born from the problem Steven encountered in every one of those seats: institutions making consequential decisions with evidence, reasoning, and accountability scattered across disconnected systems and slow timelines. He founded the firm on the conviction that modern risk work should strengthen safety and soundness, accelerate decision-making, and support strategic clarity — not constrain it.
Why institutions choose Kompassed
Supervisory-aligned ERM operating models
Integrated financial and non-financial risk frameworks
Governance systems that improve decision-making
Operational risk and control environments built for digital operations
Resilience capabilities that withstand stress
Risk culture as a performance driver
Clear, forward-looking executive and board communication